Headshot of Tobias Huber

Dr Tobias Huber

Business School
School of Risk and Actuarial Studies

Tobias Huber works as a Lecturer at the UNSW School of Risk and Actuarial Studies. His research focuses on analyzing how individuals and companies make decisions, both normatively and descriptively. Additionally, he delves into risk management within life insurance companies and explores flood insurance solutions with regards to climate change. Tobias earned his PhD in Finance and Insurance from LMU Munich in 2020. Notably, his dissertation received prestigious national and international recognition in insurance science and practice, including the esteemed Ernst Meyer Prize from the Geneva Association. Between 2021 and 2024, he served as a consultant at Allianz. Moreover, he holds the distinction of being a fellow of the German Association of Actuaries.


Room 654, Level 6, East Wing, UNSW Business School Building - Ref E12


Huber, T. (2022). Comparative risk aversion in two periods: An application to self‐insurance and self‐protection. Journal of Risk and Insurance, 89(1), 97-130, https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.12353.


Biagini, F., Huber, T., Jaspersen, J. G., & Mazzon, A. (2021). Estimating extreme cancellation rates in life insurance. Journal of Risk and Insurance, 88(4), 971-1000, https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.12336.


Huber, T., Jaspersen, J. G., Richter, A., & Strümpel, D. (2023). On the change of risk aversion in wealth: a field experiment in a closed economic system. Experimental Economics, 26(1), 1-26, https://link.springer.com/content/pdf/10.1007/s10683-022-09762-x.pdf.