Professor Andrew   Pendleton
Head of School

Professor Andrew Pendleton

BA (Hons.) in Philosophy, Politics, and Economics.  University of Oxford, UK

PhD in Social Sciences.  University of Bath, UK

FCIPD (Academic), Chartered Institute of Personnel and Development, UK

Business School
School of Mgmt & Governance

Andrew is Head of the School of Management and Governance, and Professor of Employee Ownership and Reward.  Prior to joining UNSW in 2019, he was Head of the Department of Management in Durham University Business School in the UK.  He has also held academic posts at the universities of Bath, Bradford, Kent, Manchester Metropolitan, and York.  He has a BA (Hons) in Philosophy, Politics, and Economics (PPE) from the University of Oxford, and obtained his PhD in Social Sciences from the University of Bath (for a thesis on Management Strategy and Labour Relations in British Rail).

His main areas of research expertise are employee ownership, employee share ownership plans, and corporate governance.  He has published extensively in these areas, and has worked closely with employee share plan practitioners.  He was a member of the UK Inland Revenue Advisory Committee that developed the UK's Share Incentive Plan and Enterprise Management Incentives.

He is a Fellow and Mentor on the Beyster Program in the School of Management and Labor Relations at Rutgers University, New Jersey, USA, and a Visiting Professor at University Pantheon-Assas Paris 2 and at Manchester Metropolitan University.  He has previously held visiting positions at Monash and Sydney universities.

Publications

  • Book Chapters | 2019
    Professor Andrew Pendleton
    Pendleton A, 2019, 'The effects of cross-border mergers on labour: big challenges, little evidence', in Cremers J; Vitols S (ed.), Exercising voice across borders: workers' rights under the EU Cross-borders Mergers Directive, ETUI, Brussels, pp. 65 - 76, https://www.etui.org/content/download/36268/364209/file/Chapter+3.pdf
    Book Chapters | 2018
    Professor Andrew Pendleton
    Pendleton A, 2018, 'Financial participation', in Perkins S (ed.), Routledge Companion on Reward Management, Routledge, London, https://www.taylorfrancis.com/books/e/9781315231709/chapters/10.4324/9781315231709-28
    Book Chapters | 2018
    Professor Andrew Pendleton
    Ligthart P; Pendleton A; Poutsma E, 2018, 'Financial participation: nature and causes of national variation', in Handbook of Research on Comparative Human Resource Management Second Edition, Edward Elgar Publishing, pp. 283 - 302, http://dx.doi.org/10.4337/9781784711139
    Book Chapters | 2018
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2018, 'Employee ownership in Britain: development and diversity’', in Guery L; Stevenot A (ed.), Compensation: Managerial Issues and Societal Debates in France and Abroad, Economic, Paris
    Book Chapters | 2018
    Professor Andrew Pendleton
    Pendleton A; Gospel H, 2018, 'Financialisation, pensions, and labour: the UK experience’', in Archer S; Roberts C; Skerrett K; Weststar J (ed.), Pension Funds in the Era of Financialised Capitalism, Labor and Employment Relations Association, Madison, WI
    Book Chapters | 2017
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2017, '‘Employee ownership in Britain Today’', in blasi J; Michie J; Borzaga C (ed.), The Oxford Handbook of Mutual, Co-Operative, and Co-Owned Business, Oxford University Press, http://dx.doi.org/10.1093/oxfordhb/9780199684977.013.30
    Book Chapters | 2015
    Professor Andrew Pendleton
    Pendleton A; Gospel H, 2015, 'Corporate Governance and Human Resource Management', in Managing Human Resources, John Wiley & Sons, Inc., pp. 59 - 78, http://dx.doi.org/10.1002/9781119208235.ch4
    Books | 2014
    Professor Andrew Pendleton
    Gospel H; Pendleton A; Vitols S, 2014, Financialization, New Investment Funds, and Labour An International Comparison, Oxford University Press
    Book Chapters | 2013
    Professor Andrew Pendleton
    Poutsma E; Ligthart PEM; Pendleton A; Brewster C, 2013, 'The development of employee financial participation in Europe', in Global Trends in Human Resource Management, pp. 179 - 213, http://dx.doi.org/10.1057/9781137304438_10
    Book Chapters | 2012
    Professor Andrew Pendleton
    Pendleton A; Poutsma E, 2012, 'Chapter 15: Financial Participation', in Handbook of Research on Comparative Human Resource Management, http://dx.doi.org/10.4337/9780857938718.00021
    Book Chapters | 2012
    Professor Andrew Pendleton
    Pendleton A; Poutsma E, 2012, 'Financial Participation', in Brewster C; Mayrhofer W; Farndale E (ed.), Handbook of Research on Comparative Human Resource Management, Edward Elgar Publishing, http://dx.doi.org/10.4337/9780857938718.00021
    Book Chapters | 2010
    Professor Andrew Pendleton
    Gospel H; Pendleton A, 2010, 'Corporate Governance and Employee Participation', in The Oxford Handbook of Participation in Organizations, http://dx.doi.org/10.1093/oxfordhb/9780199207268.003.0021
    Book Chapters | 2010
    Professor Andrew Pendleton
    Kaarsemaker E; Pendleton A; Poutsma E, 2010, 'Employee Share Ownership', in The Oxford Handbook of Participation in Organizations, http://dx.doi.org/10.1093/oxfordhb/9780199207268.003.0013
    Books | 2007
    Professor Andrew Pendleton
    Gospel H; Pendleton A, 2007, Corporate governance and labour management: An international comparison, http://dx.doi.org/10.1093/acprof:oso/9780199263677.001.0001
    Book Chapters | 2007
    Professor Andrew Pendleton
    Pendleton A; Gospel H, 2007, 'Markets and Relationships: Finance, Governance, and Labour in the United Kingdom', in Corporate Governance and Labour Management: An International Comparison, pp. 1 - 26, http://dx.doi.org/10.1093/acprof:oso/9780199263677.003.0003
    Book Chapters | 2007
    Professor Andrew Pendleton
    Gospel H; Pendleton A, 2007, 'Corporate Governance and Labour Management: An International Comparison', in Corporate Governance and Labour Management: An International Comparison, pp. 1 - 32, http://dx.doi.org/10.1093/acprof:oso/9780199263677.003.0001
    Books | 2001
    Professor Andrew Pendleton
    Pendleton A, 2001, Employee Ownership, Participation and Governance A Study of ESOPs in the UK, Psychology Press
    Book Chapters | 1992
    Professor Andrew Pendleton
    Pendleton A, 1992, 'ESOPs and Employee Relations', in ESOPS, Palgrave Macmillan UK, pp. 227 - 242, http://dx.doi.org/10.1007/978-1-349-12938-6_11
    Book Chapters |
    Professor Andrew Pendleton
    Poutsma E; Ligthart P; Pendleton A; Brewster C, 'The Development of Employee Financial Participation in Europe', in Global Trends in Human Resource Management, Palgrave Macmillan, http://dx.doi.org/10.1057/9781137304438.0017
    Book Chapters |
    Professor Andrew Pendleton
    Ligthart PEM; Pendleton A; Poutsma E, 'Financial participation: the nature and causes of national variation', in , Edward Elgar Publishing, pp. 283 - 302, http://dx.doi.org/10.4337/9781784711139.00022
  • Journal articles | 2021
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2021, 'Why walk away from an easy gain in wealth? Evidence from a UK stock option plan', Journal of Behavioral and Experimental Finance, vol. 31, pp. 100539 - 100539, http://dx.doi.org/10.1016/j.jbef.2021.100539
    Journal articles | 2021
    Professor Andrew Pendleton
    Pendleton A; Kuvandikov A; Goergen M, 2021, 'Activist hedge funds and takeovers: their effects on employment and performance', British Journal of Management, http://dx.doi.org/10.1111/1467-8551.12507
    Journal articles | 2020
    Professor Andrew Pendleton
    Kuvandikov A; Pendleton A; Higgins D, 2020, 'The Effect of Mergers and Acquisitions on Employees: Wealth Transfer, Gain-Sharing or Pain-Sharing?', British Journal of Management, vol. 31, pp. 547 - 567, http://dx.doi.org/10.1111/1467-8551.12386
    Journal articles | 2019
    Professor Andrew Pendleton
    Pendleton A; Lupton B; Rowe A; Whittle R, 2019, 'Back to the Shop Floor: Behavioural Insights from Workplace Sociology', Work, Employment and Society, vol. 33, pp. 1039 - 1057, http://dx.doi.org/10.1177/0950017019847940
    Journal articles | 2018
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2018, 'Lack of diversification among employee stock owners: An empirical evaluation of behavioral explanations', Human Resource Management, vol. 57, pp. 1175 - 1187, http://dx.doi.org/10.1002/hrm.21892
    Journal articles | 2017
    Professor Andrew Pendleton
    Pendleton A; Bryson A; Gospel H, 2017, 'Ownership and Pay in Britain', British Journal of Industrial Relations, vol. 55, pp. 688 - 715, http://dx.doi.org/10.1111/bjir.12241
    Journal articles | 2017
    Professor Andrew Pendleton
    Whitfield K; Pendleton A; Sengupta S; Huxley K, 2017, 'Employee share ownership and organisational performance: a tentative opening of the black box', Personnel Review, vol. 46, pp. 1280 - 1296, http://dx.doi.org/10.1108/PR-09-2016-0243
    Journal articles | 2017
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2017, 'The productivity effects of multiple pay incentives', Economic and Industrial Democracy, vol. 38, pp. 588 - 608, http://dx.doi.org/10.1177/0143831X15583099
    Journal articles | 2016
    Professor Andrew Pendleton
    Guery L; Pendleton A, 2016, 'Do investments in human capital lead to employee share ownership? Evidence from French establishments', Economic and Industrial Democracy, vol. 37, pp. 567 - 591, http://dx.doi.org/10.1177/0143831X14551999
    Journal articles | 2016
    Professor Andrew Pendleton
    Matiaske W; Pendleton A; Poutsma E, 2016, 'Financial participation - introduction', Management Revue, vol. 27, pp. 217 - 218, http://dx.doi.org/10.5771/0935-9915-2016-4-217
    Journal articles | 2014
    Professor Andrew Pendleton
    Kuvandikov A; Pendleton A; Higgins D, 2014, 'Employment Change after Takeovers: The Role of Executive Ownership', British Journal of Industrial Relations, vol. 52, pp. 191 - 236, http://dx.doi.org/10.1111/bjir.12012
    Journal articles | 2013
    Professor Andrew Pendleton
    Westcott M; Pendleton A, 2013, 'Private equity and labour management in Australia: The case of Myer', Journal of Industrial Relations, vol. 55, pp. 723 - 742, http://dx.doi.org/10.1177/0022185613491682
    Journal articles | 2012
    Professor Andrew Pendleton
    Kalmi P; Pendleton A; Poutsma E, 2012, 'Bargaining regimes, variable pay and financial participation: Some survey evidence on pay determination', International Journal of Human Resource Management, vol. 23, pp. 1643 - 1659, http://dx.doi.org/10.1080/09585192.2012.661993
    Journal articles | 2011
    Professor Andrew Pendleton
    Gospel H; Pendleton A; Vitols S; Wilke P, 2011, 'New Investment Funds, Restructuring, and Labor Outcomes: A European Perspective', Corporate Governance: An International Review, vol. 19, pp. 276 - 289, http://dx.doi.org/10.1111/j.1467-8683.2011.00848.x
    Journal articles | 2011
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2011, 'Employee share ownership and human capital development: Complementarity in theory and practice', Economic and Industrial Democracy, vol. 32, pp. 439 - 457, http://dx.doi.org/10.1177/0143831X10387650
    Journal articles | 2010
    Professor Andrew Pendleton
    Pendleton A, 2010, 'Employee participation in employee share ownership: An evaluation of the factors associated with participation and contributions in save as you earn plans', British Journal of Management, vol. 21, pp. 555 - 570, http://dx.doi.org/10.1111/j.1467-8551.2008.00622.x
    Journal articles | 2010
    Professor Andrew Pendleton
    Pendleton A; Robinson A, 2010, 'Employee stock ownership, involvement, and productivity: An interaction-based approach', Industrial and Labor Relations Review, vol. 64, pp. 3 - 29, http://dx.doi.org/10.1177/001979391006400101
    Journal articles | 2010
    Professor Andrew Pendleton
    Pendleton A, 2010, 'Employee share ownership and investment concentration: Which employee shareholders fail to diversify?', Human Resource Management Journal, vol. 20, pp. 157 - 174, http://dx.doi.org/10.1111/j.1748-8583.2010.00128.x
    Journal articles | 2009
    Professor Andrew Pendleton
    Pendleton A, 2009, 'After Copenhagen', Public Policy Research, vol. 16, pp. 210 - 217, http://dx.doi.org/10.1111/j.1744-540X.2010.00584.x
    Journal articles | 2009
    Professor Andrew Pendleton
    Pendleton A; Westcott M, 2009, 'Corporate ownership, governance and employment relations', Journal of Industrial Relations, vol. 51, pp. 435 - 438, http://dx.doi.org/10.1177/0022185609339511
    Journal articles | 2009
    Professor Andrew Pendleton
    Pendleton A, 2009, 'The liberal market model of finance, ownership, and governance: An evaluation of its effect on labour', Asia Pacific Journal of Human Resources, vol. 47, pp. 133 - 149, http://dx.doi.org/10.1177/1038411109105438
    Journal articles | 2008
    Professor Andrew Pendleton
    Lockwood M; Pendleton A, 2008, 'Escaping climate policy Groundhog Day', Public Policy Research, vol. 15, pp. 159 - 167, http://dx.doi.org/10.1111/j.1744-540X.2008.00534.x
    Journal articles | 2008
    Professor Andrew Pendleton
    Black B; Gospel H; Pendleton A, 2008, 'The impact of equity markets and corporate governance on labour market flexibility', International Journal of Human Resource Management, vol. 19, pp. 1792 - 1808, http://dx.doi.org/10.1080/09585190802323835
    Journal articles | 2007
    Professor Andrew Pendleton
    Pendleton A; Deakin S, 2007, 'Corporate governance and workplace employment relations: the potential of WERS 2004', Industrial Relations Journal, vol. 38, pp. 338 - 355, http://dx.doi.org/10.1111/j.1468-2338.2007.00452.x
    Journal articles | 2007
    Professor Andrew Pendleton
    Black B; Gospel H; Pendleton A, 2007, 'Finance, corporate governance, and the employment relationship', Industrial Relations, vol. 46, pp. 643 - 650, http://dx.doi.org/10.1111/j.1468-232X.2007.00484.x
    Journal articles | 2006
    Professor Andrew Pendleton
    Poutsma E; Kalmi P; Pendleton AD, 2006, 'The relationship between financial participation and other forms of employee participation: New survey evidence from Europe', Economic and Industrial Democracy, vol. 27, pp. 637 - 667, http://dx.doi.org/10.1177/0143831X06069006
    Journal articles | 2006
    Professor Andrew Pendleton
    Pendleton A, 2006, 'Incentives, monitoring, and employee stock ownership plans: New evidence and interpretations', Industrial Relations, vol. 45, pp. 753 - 777, http://dx.doi.org/10.1111/j.1468-232X.2006.00450.x
    Journal articles | 2005
    Professor Andrew Pendleton
    Pendleton A, 2005, 'How Far Does the United Kingdom Have a Market-Based System of Corporate Governance? A Review and Evaluation of Recent Developments in the United Kingdom', Competition & Change, vol. 9, pp. 107 - 126, http://dx.doi.org/10.1179/102452905x38678
    Journal articles | 2005
    Professor Andrew Pendleton
    Kalmi P; Pendleton A; Poutsma E, 2005, 'Financial participation and performance in Europe', Human Resource Management Journal, vol. 15, pp. 54 - 67, http://dx.doi.org/10.1111/j.1748-8583.2005.tb00295.x
    Journal articles | 2005
    Professor Andrew Pendleton
    Pendleton A; Wilson N; Wright M, 2005, 'Erratum: 'The perception and effects of share ownership: Empirical evidence from employee buy-outs' (British Journal of Industrial Relations (1998) vol. 36 (1) (99-123))', Labour, vol. 19, pp. 801, http://dx.doi.org/10.1111/j.1467-9914.2005.00330.x
    Journal articles | 2005
    Professor Andrew Pendleton
    Pendleton A, 2005, 'Sellers or keepers? Stock retentions in stock option plans', Human Resource Management, vol. 44, pp. 319 - 336, http://dx.doi.org/10.1002/hrm.20073
    Journal articles | 2003
    Professor Andrew Pendleton
    Pendleton A; Poutsma E; Van Ommeren J; Brewster C, 2003, 'The incidence and determinants of employee share ownership and profit sharing in Europe', Advances in the Economic Analysis of Participatory and Labor-Managed Firms, vol. 7, pp. 141 - 172
    Journal articles | 2003
    Professor Andrew Pendleton
    Gospel H; Pendleton A, 2003, 'Finance, Corporate Governance and the Management of Labour: A Conceptual and Comparative Analysis', British Journal of Industrial Relations, vol. 41, pp. 557 - 582, http://dx.doi.org/10.1111/1467-8543.00287
    Journal articles | 2003
    Professor Andrew Pendleton
    Pendleton A, 2003, 'Does privatization create a 'new breed' of managers? A study of the UK railway industry', Human Relations, vol. 56, pp. 85 - 111, http://dx.doi.org/10.1177/0018726703056001451
    Journal articles | 2003
    Professor Andrew Pendleton
    Pendleton A, 2003, 'Book Review: The Real World of Employee Ownership', Journal of Industrial Relations, vol. 45, pp. 266 - 268, http://dx.doi.org/10.1111/0022185603045002013
    Journal articles | 2002
    Professor Andrew Pendleton
    Pendleton A; Poutsma E; Brewster C; van Ommeren J, 2002, 'Employee share ownership and profit-sharing in the European Union: incidence, company characteristics, and union representation', Transfer: European Review of Labour and Research, vol. 8, pp. 47 - 62, http://dx.doi.org/10.1177/102425890200800108
    Journal articles | 2000
    Professor Andrew Pendleton
    Wright M; Pendleton A; Robbie K, 2000, 'Employee ownership in enterprises in Africa and Asia', International Journal of Human Resource Management, vol. 11, pp. 90 - 111, http://dx.doi.org/10.1080/095851900340006
    Journal articles | 1999
    Professor Andrew Pendleton
    Pendleton A, 1999, 'Ownership or competition? An evaluation of the effects of privatization on industrial relations institutions, processes and outcomes', Public Administration, vol. 77, pp. 769 - 791, http://dx.doi.org/10.1111/1467-9299.00179
    Journal articles | 1998
    Professor Andrew Pendleton
    Pendleton A; Wilson N; Wright M, 1998, 'The perception and effects of share ownership: Empirical evidence from employee buy-outs', British Journal of Industrial Relations, vol. 36, pp. 99 - 123, http://dx.doi.org/10.1111/1467-8543.00082
    Journal articles | 1997
    Professor Andrew Pendleton
    Pendleton A, 1997, 'What Impact Has Privatization Had on Pay and Employment? - A Review of the UK Experience', Relations Industrielles, vol. 52, pp. 554 - 579, http://dx.doi.org/10.7202/051186ar
    Journal articles | 1997
    Professor Andrew Pendleton
    Pendleton A, 1997, 'The evolution of industrial relations in UK nationalized industries', British Journal of Industrial Relations, vol. 35, pp. 145 - 172, http://dx.doi.org/10.1111/1467-8543.00046
    Journal articles | 1997
    Professor Andrew Pendleton
    Pendleton A, 1997, 'Characteristics of workplaces with financial participation: evidence from the Workplace Industrial Relations Survey', Industrial Relations Journal, vol. 28, pp. 103 - 119, http://dx.doi.org/10.1111/1468-2338.00047
    Journal articles | 1997
    Professor Andrew Pendleton
    Pendleton A, 1997, 'Book Reviews', Work, Employment and Society, vol. 11, pp. 175 - 177, http://dx.doi.org/10.1177/0950017097111013
    Journal articles | 1996
    Professor Andrew Pendleton
    Pendleton A; McDonald J; Robinson A; Wilson N, 1996, 'Employee participation and corporate governance in employee-owned firms', Work, Employment and Society, vol. 10, pp. 205 - 226, http://dx.doi.org/10.1177/0950017096010002002
    Journal articles | 1996
    Professor Andrew Pendleton
    PENDLETON A, 1996, 'Book Reviews', Sociology, vol. 30, pp. 614 - 615, http://dx.doi.org/10.1177/0038038596030003016
    Journal articles | 1996
    Professor Andrew Pendleton
    Pendleton A; McDonald J; Robinson A; Wilson N, 1996, 'Employee Participation and Corporate Governance in Employee-Owned Firms', Work, Employment and Society, vol. 10, pp. 205 - 226, http://dx.doi.org/10.1177/0950017096102001
    Journal articles | 1995
    Professor Andrew Pendleton
    Pendleton A; Robinson A; Wilson N, 1995, 'Does Employee Ownership Weaken Trade Unions? Recent Evidence from the UK Bus Industry', Economic and Industrial Democracy, vol. 16, pp. 577 - 605, http://dx.doi.org/10.1177/0143831X95164005
    Journal articles | 1995
    Professor Andrew Pendleton
    Pendleton A; McDonald J; Robinson A, 1995, 'The Impact of Employee Share Ownership Plans On Employee Participation and Industrial Democracy', Human Resource Management Journal, vol. 5, pp. 44 - 60, http://dx.doi.org/10.1111/j.1748-8583.1995.tb00382.x
    Journal articles | 1995
    Professor Andrew Pendleton
    PENDLETON A, 1995, 'Book Reviews', Sociology, vol. 29, pp. 187 - 188, http://dx.doi.org/10.1177/0038038595029001027
    Journal articles | 1994
    Professor Andrew Pendleton
    Pendleton A, 1994, 'STRUCTURAL REORGANIZATION AND LABOUR MANAGEMENT IN PUBLIC ENTERPRISE: A STUDY OF BRITISH RAIL*', Journal of Management Studies, vol. 31, pp. 33 - 53, http://dx.doi.org/10.1111/j.1467-6486.1994.tb00331.x
    Journal articles | 1994
    Professor Andrew Pendleton
    Pendleton A, 1994, 'Privatisation and Industrial Relations: A Literature Review and a Case Study', Management Research News, vol. 17, pp. 99 - 100, http://dx.doi.org/10.1108/eb028377
    Journal articles | 1993
    Professor Andrew Pendleton
    Pendleton A; Robinson A; Wilson N, 1993, 'Influencing Strategic Decisions: Worker Directors in UK Bus Companies', Management Research News, vol. 16, pp. 25 - 26, http://dx.doi.org/10.1108/eb028292
    Journal articles | 1992
    Professor Andrew Pendleton
    Pendleton A, 1992, 'Book Reviews', Work, Employment and Society, vol. 6, pp. 642 - 643, http://dx.doi.org/10.1177/095001709264006
    Journal articles | 1991
    Professor Andrew Pendleton
    Pendleton A, 1991, 'The barriers to flexibility: Flexible rostering on the railways', Work Employment & Society, vol. 5, pp. 241 - 257, http://dx.doi.org/10.1177/0950017091005002006
    Journal articles | 1991
    Professor Andrew Pendleton
    Pendleton A, 1991, 'Integration and Dealignment in Public Enterprise Industrial Relations: A Study of British Rail', British Journal of Industrial Relations, vol. 29, pp. 411 - 426, http://dx.doi.org/10.1111/j.1467-8543.1991.tb00251.x
    Journal articles | 1991
    Professor Andrew Pendleton
    Pendleton A, 1991, 'Workplace industrial relations in British Rail: change and continuity in the 1980s', Industrial Relations Journal, vol. 22, pp. 209 - 221, http://dx.doi.org/10.1111/j.1468-2338.1991.tb00638.x
    Journal articles | 1989
    Professor Andrew Pendleton
    PENDLETON A, 1989, 'Book Reviews', Sociology, vol. 23, pp. 335 - 336, http://dx.doi.org/10.1177/0038038589023002032
    Journal articles | 1988
    Professor Andrew Pendleton
    PENDLETON A, 1988, 'MARKETS OR POLITICS? THE DETERMINANTS OF LABOUR RELATIONS IN A NATIONALIZED INDUSTRY', Public Administration, vol. 66, pp. 279 - 296, http://dx.doi.org/10.1111/j.1467-9299.1988.tb00695.x
  • Reports | 2019
    Professor Andrew Pendleton
    Pendleton A, 2019, Financial participation in Europe: opportunities and risks for employees, European Trade Union Institute, Brussels, Belgium, https://www.etui.org/Publications2/Policy-Briefs/European-Economic-Employment-and-Social-Policy/Financial-participation-in-Europe-opportunities-and-risks-for-employees

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