Back to
Associate Professor Kristle Romero Cortes

Associate Professor Kristle Romero Cortes

Associate Professor
  • PhD Finance, Boston College
  • BA (Honours), Northwestern University
Business School
School of Banking and Finance

Dr. Kristle Cortés is an Associate Professor in the School of Banking and Finance in the Business School at the University of New South Wales. Her research interests include financial intermediation, empirical corporate finance, entrepreneurial finance, and the structure, optimization, and regulatory practices of the financial services industry. Dr. Cortés previously worked for the Federal Reserve Bank of Cleveland where, in addition to her research, she took part in the Federal Open Market Committee process. Her work has been published in the Journal of Financial Economics, The Review of Economics and Statistics and The Review of Corporate Finance Studies. Dr. Cortés has a PhD in finance from Boston College and a BA in economics and philosophy from Northwestern University.
Phone
+61 2 9065 2815
E-mail
kristle.cortes@unsw.edu.au
Location
UNSW Business School - Ref E12 Level 3, Office 363
  • Journal articles | 2020
    Cortés KR; Glover AS; Tasci M, 2020, 'The Unintended Consequences of Employer Credit Check Bans for Labor Markets', The Review of Economics and Statistics, http://dx.doi.org/10.26509/frbc-wp-201625r2
    Journal articles | 2019
    Cortés KR; Demyanyk Y; Li L; Loutskina E; Strahan PE, 2019, 'Stress tests and small business lending', Journal of Financial Economics, 136, pp. 260 - 279, http://dx.doi.org/10.1016/j.jfineco.2019.08.008
    Journal articles | 2017
    Cortés KR; Strahan PE, 2017, 'Tracing out capital flows: How financially integrated banks respond to natural disasters', Journal of Financial Economics, 125, pp. 182 - 199, http://dx.doi.org/10.1016/j.jfineco.2017.04.011
    Journal articles | 2016
    Cortés K; Duchin R; Sosyura D, 2016, 'Clouded judgment: The role of sentiment in credit origination', Journal of Financial Economics, 121, pp. 392 - 413, http://dx.doi.org/10.1016/j.jfineco.2016.05.001
    Journal articles | 2013
    Cortés KR; Lerner J, 2013, 'Bridging the gap? Government subsidized lending and access to capital', The Review of Corporate Finance Studies, 2, pp. 98 - 128, http://dx.doi.org/10.1093/rcfs/cft002
  • Working Papers | 2022
    Romero Cortes K; Strahan P; Solomon D; Singh M, 2022, The Stench of Failure: How Perception Affects House Prices, http://dx.doi.org, https://www.nber.org/papers/w30760
    Working Papers | 2015
    Cortés K, 2015, Did local lenders forecast the bust? Evidence from the real estate market, Reject and Resubmit at the Review of Financial Studies, http://dx.doi.org10.2139/ssrn.1967179
    Working Papers | 2014
    Cortés K, 2014, Rebuilding after disaster strikes: How local lenders aid in the recovery, http://dx.doi.org10.2139/ssrn.2523411
  • Conference Presentations | 2022
    Romero Cortes K, 2022, 'The Informational Advantages of Lending Locally', presented at ANU FIRN Banking Workshop, 20 September 2022 - 21 September 2022
    Conference Presentations | 2019
    Romero Cortes K; Glover A; Tasci M, 2019, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at FIRN ANU Banking Conference, Canberra, Australia
    Conference Presentations | 2019
    Romero Cortes K; Glover A; Tasci M, 2019, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at FIRN Annual Conference, Byron Bay, Australia
    Conference Presentations | 2019
    Romero Cortes K, 2019, 'Rebuilding After Disaster Strikes: How Local Lenders Aid in the Recovery', presented at FIRN Women Conference, Brisbane
    Conference Presentations | 2018
    Cortés KR; Demyanyk Y; Li L; Loutskina E; Strahan PE, 2018, 'Stress Tests and Small Business Lending', presented at Financial Intermediation Research Society, Barcelona Spain, 01 June 2018 - 03 June 2018, https://firsocietyblog.files.wordpress.com/2018/10/firs2018.pdf
    Conference Presentations | 2018
    Romero Cortes K; Glover A; Tasci M, 2018, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at Mitsui Symposium: Labor and Corporate Finance University of Michigan, Ann Arbor, USA
    Conference Presentations | 2018
    Romero Cortes K; Strahan P; Li L; Loutskina E; Demyanyk Y, 2018, 'Stress Tests and Small Business Lending', presented at Chicago Financial Institutions Conference, Chicago, USA
    Conference Presentations | 2018
    Romero Cortes K; Strahan P; Li L; Loutskina E; Demyanyk Y, 2018, 'Stress Tests and Small Business Lending', presented at MoFiR Working on Banking, Anconca, Italy
    Conference Presentations | 2017
    Cortés KR; Glover A; Tasci M, 2017, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at European Finance Association, Mannheim, Germany, 23 August 2017 - 26 August 2017, http://efa2017.efa-meetings.org/
    Conference Presentations | 2017
    Cortés KR; Glover A; Tasci M, 2017, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at Financial Intermediation Research Society, Koowloon, Hong Kong, 05 June 2017 - 07 June 2017, https://firsocietyblog.files.wordpress.com/2017/08/firs2017.pdf
    Conference Presentations | 2017
    Romero Cortes K; Strahan P; Li L; Loutskina E; Demyanyk Y, 2017, 'Stress Tests and Small Business Lending', presented at FIRN Annual Conference, Uluru, Australia
    Conference Presentations | 2017
    Romero Cortes K; Strahan P; Li L; Loutskina E; Demyanyk Y, 2017, 'Stress Tests and Small Business Lending', presented at University of Sydney Finance and Banking Conference, Sydney, Australia
    Conference Presentations | 2016
    Cortés KR; Strahan PE, 2016, 'Tracing Out Capital Flows: How Financially Integrated Banks Respond to Natural Disasters', presented at American Finance Association, San Francisco, USA, 03 January 2016 - 05 January 2016, https://afajof.org/2016-preliminary-program/
    Conference Presentations | 2016
    Cortés KR; Strahan PE, 2016, 'Tracing Out Capital Flows: How Financially Integrated Banks Respond to Natural Disasters', presented at Financial Intermediation Research Society, Lisbon, Portugal, 01 June 2016 - 03 June 2016, https://firsocietyblog.files.wordpress.com/2017/07/firs2016.pdf
    Conference Presentations | 2016
    Romero Cortes K; Glover A; Tasci M, 2016, 'The Unintended Consequences of Employer Credit Check Bans on Labor Markets', presented at Stata Texas Microeconomics Conference, Austin, USA
    Conference Presentations | 2016
    Romero Cortes K; Strahan PE, 2016, 'Tracing Out Capital Flows: How Financial Integrated Banks Respond to Natural Disasters', presented at AREUEA, San Francisco
    Reports | 2015
    Cortés KR; Millington S, 2015, Mixed Signals on Financial Stability, Federal Reserve Bank of Cleveland Economics Trends, https://www.clevelandfed.org/newsroom-and-events/publications/economic-trends/2015-economic-trends/et-20150625-mixed-signals-on-financial-stability.aspx
    Conference Presentations | 2015
    Cortés KR; Strahan PE, 2015, 'Tracing Out Capital Flows: How Financially Integrated Banks Respond to Natural Disasters', presented at European Finance Association, Vienna, Austria, 19 August 2015 - 22 August 2015, http://efa2015.efa-meetings.org/
    Conference Presentations | 2015
    Romero Cortes K; Strahan P, 2015, 'Tracing Out Capital Flows: How Financial Integrated Banks Respond to Natural Disasters', presented at Finance Down Under, Melbourne, Australia
    Conference Presentations | 2015
    Romero Cortes K; strahan P, 2015, 'Tracing Out Capital Flows: How Financial Integrated Banks Respond to Natural Disasters', presented at Housing Urban Labor and Macroeconomics, St. Louis, USA
    Conference Presentations | 2014
    Romero Cortes K, 2014, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market', presented at AREUEA, Philadelphia, USA
    Conference Presentations | 2014
    Romero Cortes K, 2014, 'Rebuilding after Disaster Strikes', presented at Midwest Finance Association, Orlando
    Reports | 2013
    Cortés KR; Millington S; Romero Cortes K, 2013, Banks Planning for a Stronger Economy, Federal Reserve Bank of Cleveland Economics Trends, https://www.clevelandfed.org/newsroom-and-events/publications/economic-trends/2013-economic-trends/et-20130829-banks-planning-for-a-stronger-economy.aspx
    Reports | 2013
    Cortés KR; Millington S, 2013, What Shape is Commercial Bank Capital In, Federal Reserve Bank of Cleveland Economics Trends, https://www.clevelandfed.org/newsroom-and-events/publications/economic-trends/2013-economic-trends/et-20130322-what-shape-is-commercial-bank-capital-in.aspx
    Conference Presentations | 2013
    Romero Cortes K, 2013, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market', presented at Housing Urban Labour Macro Conference, St Louis, USA
    Reports | 2012
    Cortés KR; Chapman S, 2012, A Snapshot of Bank Soundness, Federal Reserve Bank of Cleveland Economics Trends, https://www.clevelandfed.org/newsroom-and-events/publications/economic-trends/2012-economic-trends/et-20120925-a-snapshot-of-bank-soundness.aspx
    Reports | 2012
    Cortés KR; Millington S, 2012, Foreign Banks in the United States, Federal Reserve Bank of Cleveland Economics Trends, https://www.clevelandfed.org/newsroom-and-events/publications/economic-trends/2012-economic-trends/et-20121214-foreign-banks-in-the-united-states.aspx
    Conference Presentations | 2012
    Cortés KR, 2012, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market', presented at European Finance Association, Copenhagen, Denmark, 15 August 2012 - 18 August 2012, http://efa2012.efa-meetings.org/www.efa2012.org/index.html
    Conference Presentations | 2012
    Cortés KR, 2012, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market.', presented at Western Finance Association, Las Vegas, Nevada USA, 18 June 2012 - 21 June 2012, https://westernfinance.org/wp-content/uploads/2012.pdf
    Conference Presentations | 2012
    Romero Cortes K; Lener J, 2012, 'Bridging the Gap? Government Subsidized Lending and Access to Capital', presented at Opportunity Finance Network, Washington DC, USA
    Conference Presentations | 2012
    Romero Cortes K; Lerner J, 2012, 'Bridging the Gap? Government Subsidized Lending and Access to Capital', presented at Entrepreneurial Finance and Innovation Conference, Boston
    Conference Presentations | 2012
    Romero Cortes K, 2012, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market', presented at Australasian Finance and Banking Conference, Sydney, Australia
    Conference Posters | 2011
    Romero Cortes K, 2011, 'Did Local Lenders Forecast the Bust? Evidence from the Real Estate Market', St. Louis, USA, presented at Washington University Corporate Finance Conference, St. Louis, USA

My Teaching

  • FINS3633 Real Estate Finance
  • FINS5533 Real Estate Finance and Investment