From scholarships to emergency grants, your studies are supported.

Discover the range of ways that UNSW, our generous donors and the Australian government can ease the pressure of financial matters and keep you focused on your studies instead of your bank balance. Whether it's rewarding your academic performance with a scholarship or helping you make ends meet in times of need, explore the financial support options available to you at UNSW.

Financial support for domestic students

If you're an Australian or New Zealand citizen, or if you hold an Australian permanent residency or permanent humanitarian visa, then you're a domestic student. If you’re from another nation, please refer to the information for international students.

  • Earn recognition for your potential

    We're proud to offer a range of scholarships that help you achieve your full potential. We don’t just reward academic performance; we also recognise motivation and achievement in the face of limited opportunities in life. To search and apply for awards you’re eligible for, visit UNSW Scholarships.

  • Study now, pay later

    Domestic students can usually study an undergraduate degree without paying upfront. After uni, when you start earning enough at work, the cost of your contribution to the degree gradually comes out of your pay. While this is a typical situation there are exceptions, so to learn more about what’s relevant to you and your degree, visit Commonwealth Support and HECS-HELP.

  • Get paid to study

    Centrelink offers financial support to help you focus on your studies, but there are certain criteria you have to meet to be eligible. While this support is mostly relevant for undergraduate students, Centrelink also recognise some master’s degrees. To find out if you could be eligible for Abstudy, Austudy, the Youth Allowance or the Pensioner Education Supplement, visit Centrelink payments

  • Assistance in times of need

    We don’t want to see anything get in the way of your education, but life happens. At some point during your studies, you might need a little help to cover costs. We offer student loans that charge no interest to pay back, and we offer support grants for essential living costs which you don’t have to pay back at all. Hopefully, you’ll never need either of these financial aids, but you can rest assured that they are there if you do. Find out about the eligibility criteria for UNSW Student loans and UNSW Student support grants.

  • No car? No worries.

    Get half-price travel on Sydney buses, light rail, trains, and ferries with a Concession Opal Card. For more information visit travel concessions with Opal card.

  • Making your degree accessible

    If you’re living with a disability, you could be eligible for support from the National Disability Insurance Scheme. The NDIS provides funding to access the support you need to participate in everyday activities at UNSW. Find more information about accessing the NDIS.

  • Get the skills to manage your bills

    Money on your mind? Get practical financial advice and money management skills that are relevant to being a uni student. You’ll be able to book appointments with student support advisers to discover how to get the most bang for your buck while you study. For more information check out financial management and support.

  • Not all degrees offer Commonwealth assistance   

    If you’re planning to study a postgraduate degree, it may not be subsidised as a Commonwealth Supported Place (CSP). In this case you’ll need to cover your own tuition fees. It’s wise to make sure you can afford the studies before you start but if you experience unexpected financial hardship, we can agree upon a fee payment plan with you. For more information, visit fee payment plan.

Financial support for international students

If you're not an Australian or New Zealand citizen, and if you don’t hold an Australian permanent residency or permanent humanitarian visa, then you're an international student.

If you’re a citizen of Denmark, India, Norway, Sweden, or the United Kingdom, we can help you access your loan program, and we can assist with documentation and enrolment certification.

If you’re a Canadian citizen, we can help you extend funding from your Canada or Provincial Student Loan for our programs. We can also assist with enrolment confirmation forms after you have applied to study with us.

If you’re a citizen of the United States of America, we can help you fund your UNSW degree with a US Federal Direct Loan, US Private Loan, or through the Veteran Affairs program. For detailed information visit aid for US students.

For more information, please email the UNSW Financial Aid office or call +61 29385 1078.

  • Earn recognition for your potential

    We're proud to offer a range of scholarships that help you achieve your full potential. We don’t just reward academic performance; we also recognise motivation and achievement in the face of limited opportunities in life. To search and apply for awards you’re eligible for, visit UNSW Scholarships.

  • Assistance in times of need

    We don’t want to see anything get in the way of your education, but life happens. At some point during your studies, you might need a little help to cover costs. We offer student loans that charge no interest to pay back, and we offer support grants for essential living costs which you don’t have to pay back at all. Hopefully, you’ll never need either of these financial aids, but you can rest assured that they are there if you do. Find out about the eligibility criteria for UNSW Student loans and UNSW Student support grants.

  • Get the skills to manage your bills

    Money on your mind? Get practical financial advice and money management skills that are relevant to being a uni student in Australia. You’ll be able to book appointments with student support advisers and discover how to make your dollar go further while you study. For more information visit financial management and support.

  • Unexpected financial hardship? We’ve got you.

    If you’re not on a scholarship, you’ll need cover your own tuition fees with us. It’s wise to make sure you can afford your studies before you start but if you experience unexpected financial hardship, we can agree upon a fee payment plan with you. For more information, visit fee payment plan.

  • Sydney buses, light rail, trains, and ferries

    If you’re coming to Australia on an Endeavour Scholarship, an Australian Awards Scholarship, or an International Postgraduate Research Scholarship, you’re eligible for half-price travel on Sydney public transport. For more information visit travel concessions with Opal card

Need more information?

If you have any questions or need personalised advice, get in touch with us. We’re here to help.