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Dr Xiao Xu

Dr Xiao Xu

Senior Lecturer

Chartered Financial Analyst (2019)

Chartered Accountant - Australia (2019)

Fellow of the Institute of Actuaries of Australia (2018)

Certified Public Accountant - USA (2018)

Financial Risk Manager (2016)

Fellow of the Society of Actuaries (2015)

Chartered Enterprise Risk Analyst (2015)

Business School
School of Risk and Actuarial Studies

Xiao is a Senior Lecturer in the School of Risk and Actuarial Studies (Co-op Coordinator, 2023–2024; University Accreditation Actuary, 2025–). Xiao also co-leads the UNSW Education-Focused EFYE Community of Practice, aimed at Enhancing the First-Year Experience for students.

Her research interests centre on actuarial practice, financial risk management and education pedagogy and technology. Before joining UNSW in 2020, Xiao had several years of industry experience in life insurance, consulting and venture capital entrepreneurship. She earned her PhD at UNSW, an MSE from Johns Hopkins University, and a BBA from the University of Wisconsin-Madison. Xiao also holds several professional qualifications, including Chartered Financial Analyst (2019), Chartered Accountant - Australia (2019), Fellow of the Institute of Actuaries of Australia (2018), Certified Public Accountant - USA (2018), Financial Risk Manager (2016), Fellow of the Society of Actuaries (2015), and Chartered Enterprise Risk Analyst (2015).
E-mail
x.xu@unsw.edu.au
  • Book Chapters | 2024
    Xu X, 2024, 'Housing Affordability in Dubai', in Advances in Human Resources Management and Organizational Development, IGI Global, pp. 145 - 169, http://dx.doi.org/10.4018/979-8-3693-3779-0.ch008
    Book Chapters | 2024
    Xu X, 2024, 'Housing Affordability in Dubai: A Business Case Study', in Utilizing Case Studies in Business Education, pp. 145 - 169, http://dx.doi.org/10.4018/979-8-3693-3779-0.ch008
    Book Chapters | 2024
    Xu X, 2024, 'SoTL as a bridge to enhance actuarial education across Asia', in Scholarship of Teaching and Learning (SoTL) in Asian Higher Education, pp. 321 - 338, http://dx.doi.org/10.4018/979-8-3693-3727-1.ch017
  • Journal articles | 2025
    Xu X, 2025, 'Game-Based Adaptive Learning in Probability Education', International Journal of Information and Education Technology, 15, pp. 1 - 7, http://dx.doi.org/10.18178/ijiet.2025.15.1.2212
    Journal articles | 2025
    Xu X, 2025, 'Risks in Work-Integrated Learning: A Data-Driven Analysis', Education Sciences, 15, http://dx.doi.org/10.3390/educsci15010106
    Journal articles | 2024
    Bacalja A; Nichols TP; Robinson B; Bhatt I; Kucharczyk S; Zomer C; Nash B; Dupont B; De Cock R; Zaman B; Bonenfant M; Grosemans E; Abrams SS; Vallis C; Koutsogiannis D; Dishon G; Reed J; Byers T; Fawzy RM; Hsu HP; Lowien N; Barton G; Callow J; Liu Z; Serafini F; Vermeire Z; deHaan J; Croasdale A; Torres-Toukoumidis A; Xu X; Schnaider K, 2024, 'Postdigital Videogames Literacies: Thinking With, Through, and Beyond James Gee’s Learning Principles', Postdigital Science and Education, 6, pp. 1103 - 1142, http://dx.doi.org/10.1007/s42438-024-00510-3
    Journal articles | 2024
    Xu X, 2024, 'Navigating the AI Revolution: Implications for Business Education and Pedagogy', Journal of Curriculum and Teaching, 13, pp. 371 - 383, http://dx.doi.org/10.5430/jct.v13n1p371
    Journal articles | 2024
    Xu X, 2024, 'Zero-knowledge proofs in education: a pathway to disability inclusion and equitable learning opportunities', Smart Learning Environments, 11, http://dx.doi.org/10.1186/s40561-024-00294-w
  • Conference Papers | 2025
    Xu X, 2025, 'Comparative Analysis of GPT-4o and GPT-4.0 in Business Ethics Role-Play Simulations', in ICAITE 2024 - 2024 International Conference on Artificial Intelligence and Teacher Education, pp. 57 - 63, http://dx.doi.org/10.1145/3702386.3702388

2024 UNSW Award for Outstanding Contributions to Student Learning - Early Career Academic

2024 Actuaries Institute Young Volunteer Achievement Award

2023 36th Australasian Finance & Banking Conference Best Innovative Teaching Practice Award (Group)

2023 UNSW Business School John Prescott Outstanding Teaching Innovation Award 

2021 UNSW Values in Action Award (Group)

2020 Chartered Accountants 20 Young Future Leaders

My Teaching

Courses taught in UNSW:

ACTL4302: Risk and Capital Management

ACTL5302: Risk and Capital Management

ACTL5108: Finance for Actuaries

ACTL4001: Actuarial Theory & Practice A

RISK2001: Fundamentals of Risk Management

RISK5001: Fundamentals of Risk & Risk Management

ACTL5100: Actuarial Theory & Practice A

RISK5003: Risk Decision Analytics

RISK3003: Risk Decision Analytics

ACTL4002: Actuarial Theory & Practice B

ACTL5200: Actuarial Theory & Practice B

COMM1110: Evidence-Based Problem Solving

COMM3501: Quantitative Business Analytics

COMM5601: Interdisciplinary Applications of Analytics Techniques

ACTL1101: Introduction to Actuarial Studies